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I am just now setting up my new HP Envy laptop. I am trying to change payment options on 365 ?

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New HPEnvy laptop. I am trying to set it up. I am at the point where it ask "Set up your free Office 365 Home trial. It then defaults to a credit card I DO NOT WANT TO USE. I won't allow me to "change payment options?" How can I change the payment options? TIA


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